# Terms of Service - AccountScope **Last Updated:** March 11, 2026 **Effective Date:** March 11, 2026 ## 1. Acceptance of Terms By accessing or using AccountScope ("the Service"), operated by AccountScope Ltd ("we", "us", or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service. ## 2. Description of Service AccountScope is a financial analysis platform that: - Processes bank statement PDFs - Extracts and categorizes transactions - Generates financial reports and summaries - Provides analytical tools for accountants and financial professionals ## 3. Eligibility and Account Registration ### 3.1 Professional Use Only The Service is intended for use by: - Qualified accountants and financial professionals - Businesses requiring financial analysis services - Individuals with legitimate financial analysis needs ### 3.2 Account Requirements You must: - Be at least 18 years old - Provide accurate registration information - Maintain the security of your account credentials - Notify us immediately of any unauthorized access ### 3.3 Account Termination We reserve the right to suspend or terminate accounts that: - Violate these Terms - Engage in fraudulent activity - Abuse the Service or its resources - Fail to pay applicable fees ## 4. Free Trial and Subscription ### 4.1 Free Trial - New users receive a 14-day free trial - No credit card required for trial activation - Full access to all features during trial period - Trial automatically ends after 14 days unless upgraded ### 4.2 Paid Subscriptions - Subscriptions are billed monthly in British Pounds (£) - Payment is due at the start of each billing cycle - You can upgrade, downgrade, or cancel anytime - Refunds are issued at our sole discretion ### 4.3 Price Changes We reserve the right to modify subscription prices with: - 30 days advance notice for existing customers - Immediate effect for new customers - Option to cancel before new pricing takes effect ## 5. Use of Service and Restrictions ### 5.1 Permitted Uses You may use the Service to: - Upload and analyze your own bank statements - Upload documents for which you have proper authorization - Generate reports for legitimate business purposes - Export and save analysis results ### 5.2 Prohibited Uses You must NOT: - Upload documents you do not have permission to access - Use the Service for money laundering or illegal activities - Attempt to reverse engineer or hack the Service - Share your account credentials with others - Resell or redistribute Service access - Upload malware, viruses, or malicious code - Violate any applicable laws or regulations ### 5.3 Content Ownership - You retain ownership of all documents you upload - You grant us a temporary license to process uploaded documents - We do not claim ownership of your financial data - Your documents are deleted after processing (see Privacy Policy) ## 6. Data Processing and Security ### 6.1 Data Handling - All uploaded PDFs are processed securely via encrypted connection - Transaction data is stored in encrypted databases - We implement industry-standard security measures - See our Privacy Policy for full data handling details ### 6.2 Data Retention - Active case data is retained while your account is active - Deleted cases are permanently removed within 30 days - Audit logs are retained for 12 months for security purposes - You can request data deletion at any time ### 6.3 Security Incidents In the event of a data breach: - We will notify affected users within 72 hours - We will cooperate with relevant authorities - We will take immediate remedial action ## 7. Intellectual Property ### 7.1 Our Property The Service, including: - Software code and algorithms - User interface and design - Report templates and formats - Logos, trademarks, and branding - Documentation and training materials ...are our exclusive property and protected by copyright and trademark law. ### 7.2 Your Property - You retain all rights to documents you upload - Reports generated are yours to use as needed - We claim no ownership of your business data ### 7.3 Feedback If you provide suggestions or feedback: - We may use it to improve the Service - You grant us a perpetual, royalty-free license to implement it - We have no obligation to implement any suggestions ## 8. Disclaimers and Limitations ### 8.1 Professional Use Disclaimer **IMPORTANT: AccountScope is a tool to assist financial analysis. It is NOT:** - A substitute for professional accounting judgment - Legal or financial advice - A guarantee of accuracy or completeness - Suitable for all financial analysis needs **You are responsible for:** - Verifying all outputs and analysis - Ensuring compliance with accounting standards - Making your own professional judgments - Maintaining proper records and documentation ### 8.2 Accuracy Disclaimer While we strive for accuracy: - PDF parsing may not capture 100% of transactions - AI-generated summaries may contain errors - Reports should be manually verified - We do not guarantee error-free operation ### 8.3 "As-Is" Service The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to: - Merchantability - Fitness for a particular purpose - Non-infringement - Uninterrupted or error-free operation ### 8.4 Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW: We are NOT liable for: - Loss of profits, revenue, or business opportunities - Loss of data or information - Indirect, incidental, or consequential damages - Errors in analysis or reports generated - Decisions made based on Service output Our total liability is limited to: - The amount you paid in the 12 months before the claim - Or £100, whichever is greater ## 9. Indemnification You agree to indemnify and hold us harmless from any claims, damages, or expenses (including legal fees) arising from: - Your use of the Service - Your violation of these Terms - Your violation of any law or regulation - Infringement of any third-party rights ## 10. Service Availability ### 10.1 Uptime We aim for 99.5% uptime but do not guarantee it. ### 10.2 Maintenance We may perform scheduled maintenance with advance notice. ### 10.3 Service Interruptions We are not liable for service interruptions caused by: - Third-party service failures - Network or infrastructure issues - Acts of God or force majeure - Security incidents requiring immediate action ## 11. Changes to Terms We may modify these Terms at any time by: - Posting updated Terms on our website - Notifying you via email (for material changes) - Providing 30 days notice for changes affecting paid services Continued use after changes constitutes acceptance. ## 12. Termination ### 12.1 Your Right to Terminate You may cancel your account at any time through: - Account settings (self-service) - Contacting support@accountscope.app Upon cancellation: - Access ends at the end of the current billing period - No refunds for partial periods - Data is retained for 30 days then deleted ### 12.2 Our Right to Terminate We may suspend or terminate your account: - For violation of these Terms - For non-payment of fees - For fraudulent or abusive behavior - At our discretion with 30 days notice ## 13. Dispute Resolution ### 13.1 Governing Law These Terms are governed by the laws of England and Wales. ### 13.2 Jurisdiction Any disputes must be resolved in the courts of England and Wales. ### 13.3 Informal Resolution Before filing a claim, you agree to: - Contact us at legal@accountscope.app - Attempt to resolve the issue informally - Provide 30 days for resolution attempts ## 14. General Provisions ### 14.1 Entire Agreement These Terms constitute the entire agreement between you and AccountScope. ### 14.2 Severability If any provision is found invalid, the remaining provisions continue in effect. ### 14.3 No Waiver Our failure to enforce any provision does not waive our right to enforce it later. ### 14.4 Assignment You may not assign these Terms. We may assign them to a successor or affiliate. ### 14.5 Third-Party Services We use third-party services (Stripe, Vercel, Supabase, etc.). Their terms also apply to your use of the Service. ## 15. Contact Information For questions about these Terms: - **Email:** legal@accountscope.app - **Support:** support@accountscope.app - **Website:** https://www.accountscope.app - **Address:** 86-90 Paul Street, London, EC2A 4NE, United Kingdom --- **By using AccountScope, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.** **Last Updated:** March 11, 2026